Finance and Tax Operations

Finance and Tax Operations in Saudi Arabia

Finance and tax functions that stay controlled when conditions are not.

You operate in an environment where records are incomplete, controls are inconsistent, and regulatory exposure is real. We take responsibility for stabilising and running your finance and tax operations so you can make decisions without guessing.

We do three things, in order. We verify your data. We install controls. We run execution on a fixed cadence.

Book a 30-minute assessment Download service scope

Who this is for

When finance outputs cannot be trusted

Your finance outputs cannot currently be trusted without manual checks
Month-end closes are late, provisional, or repeatedly reopened
VAT, Zakat, or WHT exposure is unclear or undocumented
The business has grown faster than its finance controls
You operate multiple entities, projects, or revenue streams

Typical clients

Operator-led businesses in Saudi

We typically work with founder-led businesses, SMEs, foreign-owned Saudi entities, and project-based or multi-entity operations.

Outcome: A finance function that produces usable outputs without constant manual intervention.

How it runs

One partner. Clear accountability.

You deal with one accountable partner. Behind that is a split operating model designed to remove ambiguity.

Fractional CFO Layer: defines policy, authority, and decision rules
Transactional Layer: executes accounting, tax, and filings strictly within those rules
Decision rights, approval thresholds, and escalation paths are documented and enforced

How we run your finance function

Split operating model, controlled output

We stabilise your function by separating decision-making from execution. Controls are designed first, then enforced through cadence and evidence.

Fractional CFO Layer

You get senior financial oversight without building a full team. This layer exists to protect decision-making and reduce risk.

Strategy and planning

Cash flow planning so obligations are met without surprises
Capital allocation decisions based on actual data, not assumptions
Budget and forecast challenge to surface issues early

Governance and controls

Controls designed to stop leakage before it happens
Clear approval rules so spending and billing do not drift
Segregation of duties that auditors recognise

Fundraising and tenders

Financial models that withstand scrutiny
Data rooms that can be reviewed without remediation
Financial schedules required for bid submissions

Executive oversight

Monthly management packs you can rely on
Board reporting where required
Auditor coordination so issues do not escalate late
Tax risk review, coordinated with licensed advisors

Cadence: Monthly review, quarterly reset, board reporting where applicable.

Transactional Layer

Your day-to-day finance and compliance, executed predictably. This layer removes noise from operations.

Accounting operations

Receivables and Payables

Processing and control of AR and AP
Aging management and documented follow-up
Vendor and customer ledger integrity

ZATCA E-Invoicing

Phase 1 and Phase 2 compliance
Invoice clearance, reporting, and archiving
Exception tracking until resolution

Bookkeeping

Daily ledger updates
Documented journals
Clean trial balances

Month-End Close

Fixed close calendar
Full balance sheet reconciliations
Variance explanations and approval

Rule: No provisional closes. Issues are resolved or formally carried forward.

Tax and regulatory filings

VAT: reconciliations tied to the ledger, portal submission support, full audit trail
Zakat: Zakat base preparation support, filing coordination, certificate issuance support
Withholding and Corporate Tax: preparation and submission support, cross-border payment review support

Evidence standard: Filings are prepared with evidence and coordinated with licensed advisors where required.

Audit and Reporting

Reporting

IFRS financial statements
Local statutory reporting
Monthly management accounts

Audit preparation

PBC files and working papers
Issue tracking until closure

Auditor liaison

Single controlled point of contact
Structured data responses
Management of scope, timing, and information flow

Systems and Data Control

Controls

Systems Control Stack

System Administration

Accounting system administration, configuration control, and change discipline so records remain consistent.

Role Based Access and Audit Trails

Role based access, approvals, and audit trails treated as audit controls, not IT preferences.

Document Retention and Retrieval

Retention rules, retrieval, and evidence packaging so audits and filings can be supported on demand.

Principle: System access and document control are treated as audit controls.

How engagements start

Process

Engagement Flow

Assess & Verify

Review of systems, verification of source data, and identification of regulatory exposure.

Clean & Control

Reconciliation of backlogs and installation of governed approval thresholds.

Operate

Recurring monthly execution, reporting, and compliance filings on a fixed cadence.

Services delivered in line with Saudi regulatory requirements. Licensed tax advisory and statutory opinions are provided exclusively through approved partners where required.

Call to action

If your finance function is consuming time, creating risk, or blocking decisions, it can be stabilised.

Book a 30-minute assessment. We will confirm scope, access needs, and the first governed close sequence.

Book a 30-minute assessment View full service page

Need a controlled close? Book the assessment ›